Frequently Asked Questions

Am I eligible for the insurance discount?

Eligibility requirements vary. Check with GEICO to determine whether you are eligible to receive an insurance discount by completing this online defensive driving course.

Is this course approved?

This course is approved by the Delaware Department of Insurance and is provided to you by the American Safety Council.

*According to Delaware Administrative Code, Title 18: 600, a 10% insurance discount shall be applied with respect to the applicable premium(s) for each automobile, motor home or motorcycle insured under a policy if all operators named on the policy as insureds complete the course. If fewer than all the operators covered as principal or occasional drivers complete the course, then the discount shall be a fraction of 10%.

An insured who completes a refresher course within the ninety days prior to the three year expiration date of his or her initial defensive driving course shall receive a 15% discount effective the next renewal date. An insured who completes the refresher course after the expiration of the three year period shall lose the 10% or 15% discount on the expiration date, but shall receive the 15% discount effective on the date of completion of the refresher course, if said completion is within two years of the expiration date.

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